5 secrets insurance companies don’t want you to know about Personal Injury Claims

5 secrets insurance companies don't want you to know about Personal Injury Claims

Insurance companies go out of their way to encourage people to give them a recorded statement. They do this to help reduce the amount of money they will have to pay on a claim. The reason that recorded statements are so tricky, is that most people think that they won’t hurt their case by giving the adjuster a recorded statement, or they think they have to give a recorded statement or else the insurance company won’t fix their car or pay their bills. But before you give a recorded statement, get the help of a lawyer. Let him tell you if you have to give a statement or not. Let him tell you what questions you do or don’t have to answer.
Here is how and why recorded statements are so dangerous. The questions they ask you are designed to be used against you later. For example, they will ask you what injuries you received from the accident. If you leave out one injury, they will later accuse you of lying, and will say, now you complain of a knee injury, but when we took your recorded statement right after the accident, you did not say anything about a knee injury, so you must be making this up to make a profit from the accident case.
The second biggest way they use a recorded statement against you, is by getting you to guess at an answer about how the crash happened. Or get you to say that you don’t know something about the accident, then later use this against you. For example, they may ask how fast was the guy going who rear ended you. And you might say, I think he was going at least forty-five miles per hour. And you just say this since the crash felt really hard. But later, the facts indicate that the property damage was minor and that his speed was closer to ten to fifteen miles per hour. So then they may say, wow . . . .you were really exaggerating the speed when we took your statement, so, are you now exaggerating your injuries today? See how tricky this can be! Or another example is when they ask you where the other car came from, and you say, I don’t know. They then make up a plausible explanation of why their insured was not at fault since you can’t say what they did wrong. The only reason you answered I don’t know is because you have not had the time to really investigate the whole thing, or see all of the information and evidence. And so when you gave the recorded statement, it was unfair to you since you were not yet fully able to know many things about how the accident happened.

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20 thoughts on “5 secrets insurance companies don’t want you to know about Personal Injury Claims”

  1. hi matt I was rear ended on my motorcycle while waiting at a traffic light by a FedEx double trailer 18 wheeler he drag me like 20 feet's causing me to fall on my back. the tractor trailer continue to make a left leaving the seen of the accident! but there was and unmarked police car at the corner that gave chase! the driver stated that he didn't not saw n justified his true intentions. the driver of the tractor trailer confirmed my statement in the police report by saying he didn't saw me waiting at the light and that he has a double trailer that makes wide turns what that has to do with the front view? but anyway I was taking to the hospital at the spot by a ambulance suffer a fracture toe, whip in the neck low back pain shoulder pain right elbow pain all this injuries I claimed the first day of the accident n are true causes of the impact of my hit. do you think I have a good case to file a lawsuit n get compensated for my injuries pain n sufferings? thanks hope to hear from your knowledgeable understanding of cases…

  2. hi me and my wife got hit by a drunk driver my wife ended up
    having to have surgery be maxed out our pip would I still be able to get pain and suffering

  3. I would write a statement and have my lawyer check it and make sure it is good then read it off in a video and send the slimy insurance company to a link. Never never lie or exaggerate facts.

  4. This is stupid.  If you say you think someone was going 45 mph and the investigation due to the damage does not reflect that, the fact that you estimated the speed has nothing to do with it.  They base it on the damage.  If damage is minor and medical does not support severe injury, then why should you get paid for a severe injury??   That is called dishonesty which many plaintiff attorneys are all about because the higher the value of the case, the more money THEY make off of you!

  5. There are two settlements the Income replacement and the tort how do we maximise getting both? Should we continue the IRB until they cut us off or settle and get what you can and how does this affect the second portion ie the tort?

  6. don't take this the wrong way. But nowadays appearance are everything. Get a bespoke suit that fits you. The better you look the more people tend to listen. and the more trustworthy and believable you will appear.

  7. i am working in uk injury claim on no win no pay basis can you help me how to convince people to put a claim mostly people are afraid of getting increases there premium mostly people dont belevie this

  8. What if you're a disabled veteran with PTSD and your PCP has done nothing to address your concerns since November and now a regular hospital has concluded that have a fractured L1 & cervical nerve damage. MRI prescription in hand and going to VA tomorrow morning. Any feedback would be appreciated.

  9. I just got in a three car accident this morning. I had 5 passengers. 2 reported lower back problems. I am beginning to tighten up now. Should I contact a lawyer

  10. Incredibly false and misleading. Do you even know how insurance works because it doesn't sound like it. Just like the Liberty Mutual commercials. Good work perpetuating the injury attorney stereotype.👌

  11. last night I told my mom I was going to get food, I enter my parked car outside my house, no seat belt yet, cars in gear, no key in ignition, 2 seconds later I hear brakes locking up, I remember I look left to see and then my car is being pushed 40-50 mph into a car 20 feet away from me. my car is a accordion now, driver has obviously been speeding but police need to witness, driver has no seat belt but no tickets have been issued, the other drivers insurance has tried reaching me but I failed to answer, I am going to see a lawyer tomorrow and will talk with the insurance tomorrow with him. I have growing neck, back and leg pains, my hand is infected because of a cut, I cannot kneel down.

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